Remittance PNB Tokyo is happy to assist you in your remittance needs worldwide! On-line remittances to PNB accounts anywhere in the Philippines Remittances to accounts with any other Philippine banks (Requires 3 to 5 days) Door-to-door delivery to selected areas in the Philippines Advise and Pay to any Branches in the Philippines Remittances to the U.S.A. and other selected countries Competitive exchange rates Get the updated rates from our dedicated Rates Information phones: 03-5401-3536, 03-5401-3530 (24 hrs.) You can also receive funds (Inward Remittance) sent to you in Japan from anywhere in the world.

I. Filipino and other Foreign Nationals

1. Valid Alien Card (both sides)
2. Valid Passport (pages with photo/signature, visa page) and address proof

II. Japanese

Any of the following:(including page/s which shows your current address)

1. Valid Japanese Driver's License (both sides)
2. Valid Health Insurance (name/address/birthday pages)
3. Any Japanese Government issued ID

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Remittance Charges (Outgoing to the Philippines)

NOTE: Remittance to USA (Mainland) and other major countries *

USA (Mainland) JPY5,000

Vietnam, Indonesia & China (Please refer to separate schedule)

Other Major Countries JPY7,000

* Crediting of Beneficiary account depends on other banks' schedule.

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Outgoing Remittance

Five convenient ways to send money to the Philippines!

I. Walk In

Drop by at our office (maps & directions here), give us the details about recipient and hand your money over the counter. Submit a valid identification card. We charge a flat 2,000 yen for any amount of remittance!

II. Ginko Furikomi Remittance (Bank Transfer)

Transfer your money to our account at Mizuho Bank (formerly Fuji Bank), inform us and we'll do the rest. Please follow procedure below:

1. Register first by mail with PNB Tokyo or PNB Nagoya
2. Go to any Japanese bank.
3. Give the teller, or put in the ATM machine, the following details:

   Bank Name:	Mizuho Bank - Kamiyacho Branch
   Account No:	2467369
   Name of Account:	Philippine National Bank Tokyo Branch
   Type of Account:	Ordinary (Futsu)

4. Call us, send a fax or fill up the online form to inform the details of your remittance. You should do this before 3:00 p.m. so that your remittance can be transacted within the same day.
5. Do not forget to send us a copy of your identification by mail in advance before you transferring your money
6. Click here to download an Application For Remittance Registration
7. Simple Tips on How to make Bank Transfer English Tagalog

Note:  The charge per transaction is 2,000 yen for any amount of remittance. Include it in the amount you will transfer. - For door-to-door instruction, the transaction charge is 2,500 yen.

III. Genkin Kakitome Remittance (Post Office)

Mail us your money using the kakitome envelope from the post office. Please follow the following procedure:

1. Get a kakitome envelope from the post office.
2. Put your money in the envelope together with the Remittance membership Registration or Application with the following details:
   1. Your name, address and telephone number
   2. Your beneficiary's name, address and telephone number
   3. Your beneficiary's account number and other information
   4. A copy of your updated valid identification
3. Send the envelope to us. You don't need to call and inform us.

Note:  The charge per transaction is 2,000 yen for any amount of remittance. Include it in the envelope.
- For door-to-door instruction, the transaction charge is 2,500 yen.
- The maximum amount insured per envelope is 500,000 yen.
- The envelope is delivered to us normally the next working day.

IV. Mizuho Virtual Access

A simple and more convenient way to send your remittance thru Bank Transfer. NO NEED TO CALL, FAX OR EMAIL your instruction. Please follow the following procedure:

1. Fill out an application form. Application form accepted in person or by mail only.
2. We will process your application and send the details of your Virtual Account number. If further verification is required we will immediately contact you.
3. Upon receipt, your Virtual Access Account Number may already be used to transfer your funds thru Japanese Banks' ATM or over the counter.
4. Limited to 100,000 yen per transaction including remittance charge

IV. Postal Link

A cheaper and faster way to send your remittance thru Post Office. Please follow procedure:

1. Fill out an application form. Application form accepted in person or by mail only.
2. We will process your application and send your Postal Link Remittance Card. If further verification is required we will immediately contact you. Processing of application takes 3 to 4 weeks.
3. Upon receipt, your Postal Link Remittance Card may already be used to transfer your funds thru Japanese Post Office ATM or over the counter.
4. Limited to 100,000 yen per transaction including remittance charge
5. Funds transferred up to 9 p.m. will be processed the following working day.
6. Procedure of fund transfer using Postal Link Card

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1. Philippine National Bank Tokyo Branch / Nagoya Sub-Branch (“PNB Japan”) shall not be responsible for errors or delays in the domestic fund transfer or for inaccuracies in the instructions provided, or for any other consequences arising from causes beyond its control.  Nor is PNB Japan responsible for any consequential damages caused by errors or delays in transmission or non-transmission

2. Implementation of remittance shall be done in US dollars or Philippine Peso depending on whether the beneficiary account is in US dollar or Philippine Peso.  For ‘advise and pay’ (over-the-counter payment) to the Head Office or branches of Philippine National Bank (“PNB”) and door-to-door delivery in the Philippines, remittance will be in Philippine Peso only.

The remittance proceeds shall be converted into Philippine Peso or US dollars by using TTS rate quoted by PNB Japan on the date when remittance requested by the client is implemented.

Note: Amounts printed in your receipts for remittances to PNB on-line (rapid remit) accounts are already net of charges.  Amounts printed for non-PNB Peso accounts represent the amount to be forwarded to the other bank after charges of Doc. Stamps (PHP0.30 for every PHP200). The other bank may apply its own charges. Doc. Stamps (PHP0.30 for every PHP200) will be charged to remittance to PNB Peso time deposit account.

3. Cancellation or dismissal of the client’s remittance request :  Even if PNB Japan was requested to make a remittance by the client, PNB Japan shall have its discretion not to do so under the following cases :

   1. The purpose of the client’s remittance is against the Japanese Foreign Exchange Regulations.

   2. War, civil commotion or some similar occasions will possibly prevent PNB Japan’s remittance to the beneficiaries or block PNB Japan’s funds in the Philippines or in Japan.

   3. This remittance will possibly be subject to money laundering, which is mainly related to the drug, crimes, terrorism, etc.

   In these cases, PNB Japan shall not be liable for any loss on the client’s side from PNB Japan’s non-remittance.

4. PNB Japan shall at any time have its own option or discretion for with which way PNB Japan shall use either by our on-line or through our correspondent banks, etc. 

5.  Contact information:

   1. In the necessity of any contact with the client, address or telephone number in the client’s application is regarded as contact information.

   2. PNB Japan shall not be liable for any loss deriving from miscommunication due to the reasons that the client written address is incorrect or the client’s telephone number is incorrect.

6. The Remitter Member Number should not be used by other person than the legitimate holder. If abuse was revealed, PNB Japan reserves the right to suspend immediately all the transactions with such a Number.

7. When receiving a request for remittance, PNB Japan is required to ascertain certain matters under laws and regulations governing foreign exchange. The client is, therefore, required to satisfy the following requirements :

   (i) State the purpose for remittance and any other required information in the Application for Remittance; (ii) State the designated items in the Application for Remittance (serve as Declaration Form )  and submit it , except for cases such as when the funds of remittance are to be debited from the client’s account; (iii) Present the official documents to identify the client such as original/copy of the client’s certificate of residence, except for cases such as when the funds of remittance are to be debited from the client’s account; and (iv) For any transactions requiring Government permission or such, present or submit documents proving the said permission or such.

8. In order to effect overseas remittance requests, part of the client’s personal information, such as the client’s name, address and account number (if applicable), shall be disclosed to the concerned paying/crediting bank as originator’s accurate and meaningful information.

9. In order to maintain compliance with money laundering controls and laws PNB Japan may, at its sole discretion, request additional information pertaining to the source of funds, prior to the funds being sent. Failure to comply with this request may result in the client registration being either deactivated or cancelled and funds being returned to the client.

10. Any loss:  PNB Japan shall not be liable for any loss deriving from these events:

    1. National calamity, war, any incident in transit, civil commotion, restriction by laws, emergency restriction by Government or by public body (Central Bank, etc.)

    2. Failure of PNB Japan’s computer system under (within) the level that PNB Japan pays regular attention for its service, failure of telecommunication, failure of computer system, or garble or mistake or omission of the words due to telecommunication.

    3. As the result of following the procedure prevailing in the pertinent country or the special instruction by the specific paying bank.

    4. Mistake in remittance details, e.g. beneficiary, account number, etc. by the client.

    5. Messages to be sent to the beneficiary.

    6. Legal dispute among remitter, beneficiary or the third party.

    7. Any other loss other than PNB Japan’s own clear mistake.

11. Amendment or cancellation :

    1. If PNB Japan can determine that it can still be done, amendment or cancellation of an implemented remittance can be facilitated upon the client’s request. Amendment or cancellation cannot be done once the funds are already withdrawn by the beneficiary.

    2. This should be presented in the client’s written request duly signed by the client.

    3. PNB Japan shall require the client to present a valid ID to properly establish the client’s identification.

    4. On a case-to-case basis (subject to the amount, etc.), PNB Japan shall require the client to submit a guarantor to confirm the client’s action.

    5. PNB Japan shall not be liable for any loss if it cannot amend or cancel due to non-acceptance of the paying bank, restriction of the law, emergency restriction by the government or by public body (Central Bank, etc.)

    6. The client is requested to pay a follow-up fee of JPY2,500 per item. Follow-up fee may be subject to change.

    7. For amendment of remittance, original rate used will prevail.  As for cancellation, yen equivalent using the PNB Japan’s buying rate of the day when the exact fund is received from concerned paying/crediting banks, less their charges will be the refund amount.

12. Non-arrival of the client’s remittance:  If the client finds that its remittance did not reach the beneficiary, please let PNB Japan know at the soonest so that PNB Japan shall trace immediately and inform the client of the result in due course.

13. Matters not stipulated herein shall be governed by laws, regulations, customs and practices of Japan and other relevant countries and the procedures prescribed by the banks concerned.

This is how you can receive funds in Japan from anywhere in the world.

Inform the person/company sending you money (the "remitter") to send the funds from the remitter's bank to PNB Tokyo Branch either (1) as credit to your deposit account with PNB Tokyo, or with any other Japanese banks or (2) as "Advise and Pay" over the counter of PNB Tokyo/Nagoya.

Make sure the remitter has the following information:

i. Your full name

ii. Your address/telephone number ie, contact information

iii. Your deposit account number (if you have a bank account)

iv. Bank name including the branch name (if you have a bank account)

If you want to receive the money at our counter (only in case your deposit account number with any banks including PNB Tokyo is not specified in the payment instruction from the remitter's bank), be sure your remitter knows your correct address and telephone number. We will notify you by postal mail (the "notice") upon receipt of the payment instruction from the remitter's bank. Please bring with you your valid ID and the notice to claim the funds.

In case your Japanese Yen deposit account number with PNB Tokyo is specified in the payment instruction from the remitter's bank, the proceeds of the funds will be paid into such deposit account in Japanese Yen after reduction of our handling/lifting charge. Please note that, funds received in foreign currency other than Japanese Yen are automatically converted into Japanese Yen using our TTB rate (exchange rate for conversion of foreign currency into Japanese Yen) at the time of payment.

In case your foreign currency deposit account number with PNB Tokyo is specified in the payment instruction from the remitter's bank, the proceeds of the funds will be paid into such deposit account without any conversion of currency.

We accept payment instruction in foreign currency only into your foreign currency deposit account with PNB Tokyo, however if your account number with other banks is specified, we are unable to accept such payment instruction with advice of rejection to the remitter's bank.

Charges for Inward Remittance

1. Funds received in Japanese Yen

   • Credit to your deposit account with PNB Tokyo
   • Handling charge - 0.05% (minimum 3,000 yen)
   • Payment to your deposit account with banks other than PNB Tokyo:
     • Handling charge - 1.0% (minimum 3,000 yen)
     • Domestic payment charge - 1,000 yen

2. Funds received in foreign currency

   • Credit to your Japanese Yen deposit account with PNB Tokyo
   • Handling charge - 0.05% (minimum 3,000 yen)
   • Credit to your foreign currency deposit account with PNB Tokyo
     • Handling charge - 0.05% (minimum 3,000 yen)

 

Note:  Please instruct your remitter to send money by telegraphic transfer to PNB Tokyo.

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For more information about remittance, please feel free to contact us by phone or by email.